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A new online experience is on its way in May 2026

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We've created a new online banking experience for personal and business banking. It's smoother, more intuitive and works the same whether you're on your desktop computer, laptop, tablet or phone. Built with industry-leading protections, the new experience will grow and evolve quickly, guided by member feedback.

We're also refreshing our website in May, with easier navigation and a cleaner look that better reflects Valley First's connection to Tru Cooperative Bank and its group of brands across B.C.

Our brand evolved

You'll notice an updated logo, along with refreshed colours and fonts. These changes are intentional and part of the refreshed experience.

Key things to know about your transition ​

We’ve outlined the most important things you’ll need to know as you transition to our new digital banking experience. Review the information below to be fully prepared.

Before you log in for the first time


Download the new mobile app

Download the new mobile app from the Apple App Store or Google Play Store.

Save our new website

Update any saved bookmarks to online banking with the new website address ​

Review login requirements

Take a moment to review the updated username and password requirements.

When you log in for the first time


Verify your identity with two-factor authentication (2FA)

During your first time signing in, you'll receive a verification code by email, text or voice call to the contact information we have on file. Without this code, you will be unable to log in to the new experience.

Create a new username and password

When signing in for the first time, you'll create a new username and password that meet updated security requirements. This helps protect your information.


! Make sure your information is up to date

Prepare now by ensuring your email address and cell phone number are up-to-date. Log in to the desktop version of online banking (not the mobile app), click on Profile & Settings, click on Change Contact Information then verify that your current cell phone number and email address are correctly entered in the designated fields. ​

 

After you've successfully logged in


Set-up account alerts

Any account alerts you previously set up won't carry over automatically. You can easily set them up again once you've logged in. Low balance alerts will automatically default to $100, and you can update this amount anytime in online banking.

Link Collabria and Aviso accounts

If you use Collabria credit cards or Aviso investments, you'll need to link those services again in the new digital banking experience.

Establish business delegates and consolidated accounts – business members only 

Business members will need to set up account delegates again to ensure the right people have appropriate access and re-consolidate any connected accounts.

! Important changes to transfer services

Some transfer features won't be available in our new digital banking experience, including scheduled and recurring Interac® e-Transfer, Member-to-Member transfers, and Business-to-Business transfers.

 
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An alternative way to bank during our digital upgrade

Self-Serve Telephone Banking lets personal members complete everyday transactions 24/7. Check your balance, transfer funds and pay bills, without waiting to speak to an advisor.

Self enroll today:

• Call us at 1-888-597-8083
• Provide your Branch and Member Number
• For security, enter the code sent to your phone or email
• Set up your Telephone Banking PIN (no repetitive or sequential digits such as 1111 or 1234)

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We’re here to support you​


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Call our Member Advice CentreMonday to Friday: 8 AM - 8 PM
Saturday: 8:30 AM - 4 PM
Sunday: 11 AM - 3 PM
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Chat live online with an advisor Monday to Friday: 9am – 5pm.
 

Frequently asked questions

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Getting started and first-time login

You’ll be redirected to a new login page with an updated logo that reflects our evolved brand. Then you’ll be guided through a one-time setup to create your new online banking profile. You’ll create a new username and password and complete a two-step verification process to confirm your identity. To receive your verification code, your email address and cell phone number must be up to date.

Username and Password Requirements

To help keep your online banking secure, your username and password must meet the following requirements.

Username requirements

  • Between 8–32 alphanumeric characters
  • Minimum 3 letters
  • Does not include spaces
  • Uses dash, period, or underscore only (optional)
  • Not more than two identical characters in a row

Password requirements

For added protection, your password cannot be the same as any of your last five online banking passwords.

  • Between 10–50 characters
  • Minimum 1 letter
  • Minimum 1 number
  • Minimum 1 special character
  • Minimum 1 uppercase and 1 lowercase letter
  • Not more than two identical characters in a row
  • Passwords must not include spaces or the following special characters: / & < > " ' * ?
  • Password strength confirmed
  • Password has been confirmed successfully

Two-step verification is used more frequently during your first login, when you switch devices or when you take higher-risk actions. This helps to protect your account. You may notice more prompts in the beginning while the platform learns your typical login behaviour. Saving your device as a preferred device will reduce how often you’ll complete two-step verification.

Most likely it’s because your contact information on file (email and cell phone number) is outdated, incorrect or missing. Please call our Member Advice Centre or visit your nearest branch so we can update your information.

As soon as it launches. We’ll notify you in advance with details on what to expect and how to prepare.

You don't have to use online banking to manage your finances. However, if you choose to bank digitally, you'll need to use the new online banking experience. Once it launches, the existing platform will be retired. To continue banking online or through the mobile app, you'll need to complete the one-time setup.

You can complete your first-time login using either the mobile app or a desktop computer, whichever is most convenient.

Using digital banking

Some things will feel familiar, while others will require setup when you first get started:

  • You'll create new login credentials (username and password)
  • If you use account alerts, you'll re-establish your preferences
  • Mobile users will download the new app
  • Business members will set up account delegates, including their level of access, and re-consolidate any connected accounts

Yes. For security reasons, biometric login—such as fingerprint or Face ID on supported devices—will need to be set up again after you install the new mobile app. Biometric login is optional. You can choose to sign in using your password instead.

Transfers and payments

No. These services are not available in the new online banking experience. As an alternative, Interac e-Transfer is a secure and widely used way to send and receive money instantly.

No, because Interac has announced they’re retiring these services later this year.

One time Interac e-Transfer services will continue to be available. You can also set scheduled or recurring transfers between your Valley First accounts, use bill payments, pre-authorized debits, and remote cheque deposit where appropriate. Contact an advisor if you have questions or need help choosing the best alternative.

Yes. Your existing bill payees and Interac e-Transfer contacts will automatically transfer and be available in both desktop online banking and the mobile app once your migration to the new online banking experience is complete.

Security and privacy

The new platform has strong security measures to protect your information and accounts, including two-step verification, enhanced login requirements, improved fraud monitoring and built-in safeguards aligned with accessibility and security standards.

During times of change, scammers may try to appear legitimate by using fake “help” messages or alerts, look-alike websites and our existing or evolved brand visuals. Here’s what you can do to protect your information:

  • Pause before clicking any link to verify it’s legitimate from us
  • Use our official website and app. When in doubt, type https://www.valleyfirst.com into your browser.
  • Contact us using our published channels: 1-888-597-8083, contact@valleyfirst.com
  • Never share a one‑time security code. We won't ask unless verifying a call you've initiated to our Member Advice Centre. 

Report any suspicious messages to reportphishing@valleyfirst.com If you suspect you may have clicked on a suspicious link, contact us using our official phone number above.

Members using business online banking

In addition to benefits available to all members, business members can add up to five consolidated memberships and an unlimited number of delegates. The new business online banking platform also offers the “Forgot password” feature.

Yes. You'll need to set-up your account delegates, including their level of access. This is a self-serve process. An advisor can guide you if you need help but can't complete the setup on your behalf. You'll also need to re-consolidate any connected accounts.