Valley First

Seniors First Account

This account is for you if:

  • you want a free chequing account with no strings attached.
  • you always loved finding the prize in the cereal box.
  • you are 60 or over.

Freeno monthly account fee

40free transactions
per month


Account Details

40 free debit transactions per month, including:

  • Cheque clearing
  • Interac® direct payments
  • Other debits and pre-authorized payments
  • Credit Union ATM withdrawals

Additional Features & Benefits

  • Standard safe deposit box annual credit: $10.00
  • FREE in-branch bill payments
  • eStatement or paper statement available
  • Plus, you can rest easy knowing that your deposits are 100% guaranteed†


® Trade-Mark of Interac Inc. Used under licence

†The Credit Union Deposit Insurance Corporation of British Columbia, a statutory corporation, fully guarantees all BC credit union deposits. Credit Union equity shares and investments such as mutual funds or RSP equity plans are not covered by deposit insurance.


Monthly Fee
Tiered interest rate paid to this account
Interac® direct payment $1.00
Cheque clearing $1.00
Other debits & pre-authorized payments $1.00
In-branch withdrawal $1.00
In-branch bill payment $2.00
In-branch transfer $1.00
Electronic bill payment FREE
EXCHANGE® and ACCULINK® ATM withdrawal $1.00
Send Interac e-Transfer® $1.00
Request Interac e-Transfer® $1.00
Official cheque $8.00




















View our Service Fee Guide for other types of personal service fees


Here is an easy access document that includes everything you need to know about the terms and conditions for this account. Read more (PDF).

Ready to apply? Opening an account with us is easy!


Open a new account online, or if you're already a member, contact your branch to add an account to your existing membership with us.

In Person

If you’re more comfortable coming in to see us, we’d be happy to open a new account for you or make changes to your existing account with us.

By Phone

If you’d like to call us, here is a complete list of our branch and insurance office numbers.