Valley First

Free Chequing - Simply Free Account®

This banking account is for you if:

  • you want a free chequing account with no strings attached.
  • you want to send Interac e-Transfers® for free.
  • you want to save up to $175 per year in bank fees.

Freeno monthly account fee

FreeInterac e-Transfers®


Free Bank Account Details

FREE unlimited transactions per month, including:

  • FREE Interac e-Transfer® within Canada
  • FREE Request Money Interac e-Transfer® within Canada
  • FREE unlimited cheque clearing
  • FREE unlimited debit card transactions
  • FREE preauthorized payments and deposits
  • FREE withdrawals
  • FREE bill payments
  • FREE unlimited access to online banking and mobile banking
  • FREE access to over 4,500 ding-free® ATMs across Canada
  • No minimum balance requirement

Additional Features & Benefits

  • FREE online banking account statement plus eStatement
  • FREE online cheque viewing
  • FREE starter cheques
  • Plus, you can rest easy knowing that your deposits are 100% guaranteed†

Based on average bank fees of $14.95 per month at major Canadian Financial Institutions, you could save a minimum of $179.40 per year.

Want more perks?

Register on our Referral Perks® website and use it to refer a friend to visit one of our Valley First branches and join First West Credit Union, and you'll both be eligible to earn $100—that's right, a $100 thank you gift for each of you! Refer Now!


® Trade-Mark of Interac Inc. Used under licence

†The Credit Union Deposit Insurance Corporation of British Columbia, a statutory corporation, fully guarantees all BC credit union deposits. Credit Union equity shares and investments such as mutual funds or RSP equity plans are not covered by deposit insurance.


Monthly Fee
No interest paid for this account
Interac® ATM withdrawal $2.00
International ATM withdrawal $3.00


Here is an easy access document that includes everything you need to know about the terms and conditions for this account. Read more (PDF).

Ready to apply? Opening a Simply Free Account® with us is easy!


Open a new account online, or if you're already a member, contact your branch to add an account to your existing membership with us.

In Person

If you’re more comfortable coming in to see us, we’d be happy to open a new account for you or make changes to your existing account with us.

By Phone

If you’d like to call us, here is a complete list of our branch and insurance office numbers.