Valley First

Lines of Credit

All Valley First lines of credit include:

  • Competitive rates
  • Flexible payment options
  • No prepayment penalties
  • Interest charged only on
    funds used

Shed your debt

Our Primeline Home Equity line of credit makes consolidating your debt easy!

Learn more

Line of Credit

  • Flexible payment options
  • Cover vacation expenses
  • Pay for home improvements

Overdraft Protection

  • Maximum amount is $5,000
  • Flexible payment options
  • For unplanned or short-term expenses

Line of Credit

  • Up to $9,000 a year
  • Low interest rates
  • Interest-only payments

Ready to apply? Borrowing with us is simple!


Applying for a line of credit online just takes a few minutes and just four easy steps!

In Person

If you're more comfortable coming in to see us, we'd be happy to go through the application process with you.

By Phone

If you’d like to call us, here is a complete list of our branch and insurance office numbers.