Valley First

Loans

All Valley First loans include:

  • Quick and easy approval
  • Competitive rates
  • Loan protection
  • No prepayment penalties
  • Flexible payment terms

Loan Calculator

Use our loan calculator to figure out how much you can borrow and what your payments will be.

Calculate

Loan Basics

Get some great information about credit ratings. Plus, you can find protection options and learn loan lingo.

Personal Loans

  • Flexible terms and rates
  • Loan protection
  • Pre-approvals
  • No prepayment penalities

Vehicle Loans

  • Up to 7 year terms
  • Loan protection
  • Pre-approvals
  • No prepayment penalities

RSP Loans

  • Borrow up to $23,820
  • 12 month term
  • Payment deferral options
  • Low interest rates

RSP Catch-up Loans

  • Borrow up to $50,000
  • Up to 15 year amortization
  • Payment deferral options

Consider Leasing

Your monthly lease payments are 30-60% lower than a loan, plus you'll get many other benefits. Talk to us today.

Ready to apply? Borrowing with us is simple!

Online

Applying for a loan online just takes a few minutes and just four easy steps!

In Person

If you're more comfortable coming in to see us, we'd be happy to go through the application process with you.

By Phone

If you’d like to call us, here is a complete list of our branch and insurance office numbers.