Valley First


All Valley First loans include:

  • Quick and easy approval
  • Competitive rates
  • Loan protection
  • No prepayment penalties
  • Flexible payment terms

Loan Calculator

Use our loan calculator to figure out how much you can borrow and what your payments will be.


Loan Basics

Get some great information about credit ratings. Plus, you can find protection options and learn loan lingo.

Personal Loans

  • Flexible terms and rates
  • Loan protection
  • Pre-approvals
  • No prepayment penalities

Vehicle Loans

  • Up to 15 year amortization
  • Loan protection
  • Pre-approvals
  • No prepayment penalties

RRSP Loans

  • 12 month term
  • Payment deferral options
  • Low interest rates

Credit Protection

Loan insurance is an important safeguard option in maintaining your family's lifestyle in the event that something should happen to you.

Consider Leasing

Your monthly lease payments are 30-60% lower than a loan, plus you'll get many other benefits. Talk to us today.

Ready to apply? Borrowing with us is simple!


Applying for a loan online just takes a few minutes and just four easy steps!

In Person

If you're more comfortable coming in to see us, we'd be happy to go through the application process with you.

By Phone

If you’d like to call us, here is a complete list of our branch and insurance office numbers.