Valley First

RV & Motorhome Insurance

This insurance is for you if:

  • you own and drive an RV or motorhome in B.C.
  • you want to repair or replace your RV in the event of an accident.
  • you live by the motto—life is a highway.


Key Features & Benefits

  • Standard and additional coverage options are available so that your RV/motorhome is insured as a vehicle and while you're parked during your vacation.
  • Optional excess liability, collision and comprehensive coverage available
  • Replacement cost and limited depreciation options
  • Emergency road side assistance options
  • Coverage while in storage or in use

All policies feature:

  • Choice of deductibles
  • Option of monthly payments



As a full service insurance broker, Valley First will provide you with the best rates possible for the coverage you need.

General Costs

In general, several things contribute to the cost of RV/motorhome insurance:

  • The type, style and age of your RV/motorhome
  • Your claim record
  • What additional coverage you choose

For more information on rates, call or visit a Valley First Insurance location today.


Things to Consider

  • The type of motorhome or RV you drive— this will have an impact on the premium you pay.
  • The replacement cost of your vehicle—this will help you determine what type of coverage you need.
  • If you keep many items in your RV/motorhome year round, then you'll want to ensure that the contents of your RV/motorhome are also insured.


Payment Options

Methods of Payment

  • Pay upfront—if you've got the money saved, you can pay the premium in full on the policy effective date.
  • Pay monthly—take advantage of our Smart Pay option so that payments are more bearable.

We accept:

  • Cash
  • Personal Cheques
  • Debit Cards
  • MasterCard®
  • VISA


Need to make a claim?

To report your insurance claim, please contact us for assistance:

  • For emergency assistance, call: 1-877-817-8347 (24 hour service)
  • Email (non-emergency): (Monday-Friday: 8:30am-5:00pm)

To report your ICBC Autoplan insurance claim for your recreational vehicle, contact:

  • ICBC-Dial-a-Claim: 1-800-910-4222
  • Website:

Ready to get a quote? We provide simple insurance solutions to suit your needs—contact us today!


Contact us online and let us know what insurance coverage you’re looking for—we’d be happy to provide you with a quote.

In Person

If you’re more comfortable coming in to see us, we’d be happy to give you a quote in person and chat about your insurance needs.

By Phone

If you’d like to call us, here is a complete list of our insurance office numbers.