Valley First

Reduce your home insurance premiums

With the tough winter months now behind us, it’s time to focus on cleaning your house and tackling a few fix-it projects so that you can enjoy the sunny months to come. And, while your attention is focused on your home, why not let us help you lower your home insurance premiums.

Four home renovations that’ll save you money

Did you know that some renovations to your home can actually decrease what you’re paying for insurance premiums? Here are a few simple ideas you can use to reduce your insurance costs:

  • If you own an older home, upgrading your roof and improving your gutter system can lower your insurance premiums. A new roof stands a greater chance of weathering the elements in a storm or natural disaster—decreasing the risk of damage and potential repairs can decrease your insurance costs as well.
  • Water damage is one of the leading causes of home-based insurance claims and regular updates to your plumbing can help you keep insurance costs down. Also, fixing leaky faucets and problematic toilets can reduce the risk of water damage in your home.
  • Is your home secure? Installing a centrally monitored alarm system and deadbolt locks on your doors can not only reduce your risk of a break-in, it can also help reduce your insurance costs.
  • Copper wiring is the modern standard for electrical wiring, but some older houses still have aluminium wiring. If you’ve got aluminium wiring, consider replacing it with copper wiring to reduce your insurance costs even further. If you plan on renovating your home, give one of our insurance experts the heads up. They can give you helpful advice on how to use your renovation projects to positively impact your insurance premiums.

Stop in for some expert advice
While you’re spring cleaning your house, why not clean up your insurance policy, too? Take some time to speak with one of our experts—that way, you’ll be sure your insurance policy meets your current needs and addresses any potential issues. We’ve got insurance solutions for the other aspects of your life, too. Contact us or visit an insurance office to find out more.


Talk to us

Whether you’re looking for more information, or you’d like to chat about the right insurance coverage for your needs, you'll find our contact information here.

We encourage you to visit an insurance expert at any of our insurance offices for more advice on insurance solutions for all aspects of your life!